Articles by Janet Xuccoa
Monday, December 18, 2017
Property contracts, including sale and purchase agreements and building contracts, sometimes include clauses that can be harmful to the unwary. And by unwary, I simply mean people who are not used to dealing with such legal documentation. 
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Thursday, September 28, 2017
A new bill is making its way through Parliament which is going to see changes made to the current Trustee Act.  All those with an existing trust should be aware of the implications imposed and the opportunities this new bill will bring when it becomes law. Further details will be presented at our Trust Seminar on 11 October 2017.
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Thursday, August 24, 2017
We’ve lived for a while now with the quiet rumblings of the Reserve Bank of New Zealand (RBNZ) wishing to introduce a new macro prudential policy of debt-to-income ratio (DTI) on the premise this is needed to ensure stability in our financial system. Much has been written about this and indeed I canvassed the subject myself when I presented at our 2016 annual Property & Trust seminar.
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Monday, June 26, 2017
Lately I’ve been spending lots of time writing my new book. One of the chapters concentrates on how to build wealth. Do you put your hard-earned coins into property, shares, bonds or something else that is going to grow your wealth? 
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Wednesday, March 29, 2017
Recently I’ve seen several interesting client problems which would undoubtedly have resulted in lots of money being lost and lots of legal fees being incurred if these clients hadn’t had GRA’s Professional Trustee on board. 
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Monday, December 12, 2016
Many New Zealanders still retain memories of Black Tuesday – the day the share market collapsed in 1987. The crash began in Hong Kong, spread to Europe, moved into the United States and then headed Australia and New Zealand’s way.   ... Read Article
Monday, September 19, 2016
A labyrinth case, involving legal proceedings spanning a decade, has finally made its way through four courts. The ultimate judgement delivered by the Supreme Court is probably one of the most ground breaking decisions in respect of trusts and relationship property that this country has seen for many a year.    ... Read Article
Wednesday, September 14, 2016

It is a common misconception that you have to live with someone for three years or more, and they have to make a direct contribution to the assets acquired during the relationship, before they’re entitled to bring a relationship property claim. Possibly this mistaken belief occurs because the legislation itself is misunderstood.   ... Read Article

Thursday, August 04, 2016
Many changes are occurring in our financial and real estate landscape.
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Tuesday, July 19, 2016

From 1 September 2016 we are likely to see higher LVR rules being applied to investors who are borrowing to purchase residential investment property as per the Reserve Bank announcement today.   ... Read Article

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